Toronto Financial Services Alliances' ("TFSA") website ("Website") is for convenience and informational purposes only. It is not intended to be a comprehensive or detailed statement concerning the matters addressed, advice of any kind, or an offer to sell or buy any product or service. You should seek appropriate, qualified professional advice before acting or omitting to act based upon any information provided on or through the Website.

TFSA DOES NOT ACCEPT ANY LIABILITY FOR YOUR USE OF THE WEBSITE. YOUR USE OF THE WEBSITE IS AT YOUR OWN RISK. THE WEBSITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY REPRESENTATIONS, WARRANTIES OR CONDITIONS OF ANY KIND, WHETHER EXPRESS OR IMPLIED, AND INCLUDING WITHOUT LIMITATION IMPLIED REPRESENTATIONS, WARRANTIES OR CONDITIONS OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, PERFORMANCE, DURABILITY, AVAILABILITY, TIMELINESS, ACCURACY, OR COMPLETENESS, ALL OF WHICH ARE HEREBY DISCLAIMED BY TFSA TO THE FULLEST EXTENT PERMITTED BY LAW. TFSA WILL NOT UNDER ANY CIRCUMSTANCES BE LIABLE TO YOU OR ANY OTHER PERSON FOR ANY LOSS OR DAMAGE ARISING FROM, CONNECTED WITH, OR RELATING TO THE USE OF THE WEBSITE BY YOU OR ANY OTHER PERSON.

Copyright © 2016 Toronto Financial Services Alliance. All rights reserved. The Website, including all of its content, is the property of TFSA and others, and is protected by Canadian and international copyright, trade-mark, and other laws. Your use of the Website does not transfer to you any ownership or other rights in the Website or its content. The Website is made available to you for your lawful, personal, non-commercial use only. You may print or download Website pages for your personal, non-commercial use provided that you do not modify any of the Website pages or other content and you do not remove or alter any visible or non-visible identification, marks, notices, or disclaimers. You may not use the Website or its content for any other purpose or in any other way. In particular, the Website and its content may not be copied, imitated, reproduced, republished, uploaded, posted, transmitted, modified, indexed, catalogued, mirrored or distributed in any way, in whole or in part, without the express prior written consent of TFSA.

The company names and logos appearing on this Website may be registered or unregistered trade-marks and trade-names of their respective owners. TFSA's trade-name and trade-mark include TORONTO FINANCIAL SERVICES ALLIANCE and TFSA's logo. Any use of the trade-names or trade-marks displayed on the Website (collectively "Marks"), except as expressly provided in these terms and conditions ("Agreement"), is strictly prohibited. Nothing appearing on the Website or elsewhere shall be construed as granting, by implication, estoppel, or otherwise, any licence or right to use any Marks.

For your convenience, the Website may include links to other Internet sites or resources and businesses operated by other persons (collectively "Other Sites"). Other Sites are independent from TFSA, and TFSA has no responsibility or liability for or control over Other Sites, their business, goods, services, or content. Your use of Other Sites and your dealings with the owners or operators of Other Sites is at your own risk.

Links to the Website without the express written permission of TFSA are strictly prohibited. To request permission to link to the Website, please contact TFSA at mandradzka@tfsa.ca. The framing, mirroring, scraping or data-mining of the Website or any of its content in any form and by any method is strictly prohibited.

This Agreement, your use of the Website, and all related matters are governed solely by the laws of the Province of Ontario, Canada and applicable federal laws of Canada, excluding any rules of private international law or the conflict of laws which would lead to the application of any other laws. Any dispute between TFSA and you or any other person arising from, connected with or relating to the Website, this Agreement or any related matters must be resolved before the Courts of the Province of Ontario sitting in the City of Toronto, and you hereby irrevocably submit and attorn to the original and exclusive jurisdiction of those Courts in respect of any such dispute or matter.

TFSA may, in its sole discretion, change, supplement or amend this Agreement as it relates to your future use of the Website from time to time, for any reason, and without any prior notice or liability to you or any other person. You may not change, supplement, or amend this Agreement in any manner.

This Agreement, including any changes made to this Agreement from time to time, constitutes the entire agreement between you and TFSA relating to your use of the Website, and supersedes all previous agreements, written, oral or otherwise, between you and TFSA with respect to your use of the Website.

If any provision of this Agreement is found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed to be severed from the rest of this Agreement and shall not affect the validity and enforceability of any remaining provisions.

The provisions of this Agreement will ensure to the benefit of and be binding upon each of TFSA and its successors and assigns and related persons, and you and your heirs, executors, administrators, successors, permitted assigns, and personal representatives. You may not assign this Agreement or your rights and obligations under this Agreement without the express prior written consent of TFSA which may be withheld in TFSA's sole discretion. TFSA may assign this Agreement and its rights and obligations under this Agreement without your consent.

No consent or waiver by either party to or of any breach or default by the other party in its performance of its obligations under this Agreement will be deemed or construed to be a consent to or waiver of a continuing breach or default or any other breach or default of those or any other obligations of that party. No consent or waiver will be effective unless in writing and signed by both parties.

The parties have expressly requested and required that this Agreement and all other related documents be drawn up in the English language. Les parties conviennent et exigent expressement que ce Contrat et tous les documents qui s'y rapportent soient rediges en anglais.

FROM TIME TO TIME, TFSA PROVIDES SERVICES TO MEMBERS SUCH AS INVITATIONS TO MEMBERS ONLY EVENTS AND ONE ON ONE MEETINGS WITH TFSA STAFF. MEMBERS UNDERSTAND THAT TFSA IS MAKING NO REPRESENTATIONS OR WARRANTIES WITH RESPECT TO SUCH SERVICES AND IS NOT RESPONSIBLE FOR ANY ACTIONS OR INACTIONS TAKEN BY MEMBERS RELATING TO SUCH SERVICES.